Debt Recovery
A structured route from reviewing your documents to negotiating payment and monitoring settlement.
Learn moreFinancial Claims
We review transactions and supporting documents to establish a clear, quantified and documented financial claim.
Who This Service Is For
This is a creditor-side service for businesses and individuals seeking recovery of overdue receivables, unpaid invoices or financial claims. Bayan does not provide debtor debt-relief, consolidation, lending or credit-repair services.
When this service applies
- You believe an amount is owed but the calculation is contested.
- A claim spans several transactions and needs to be quantified.
- You need the claim documented before approaching the other party.
- A counterparty has made a claim against you that you want assessed.
- You need to establish whether a claim is commercially worth pursuing.
What the service covers
- Verification of the amount claimed and its basis
- Reconciliation of accounts and transactions
- Assessment of contractual entitlement
- Quantification of the claim
- Preparation of the claim file and supporting schedule
- Assessment of counterclaims raised against you
- Advice on the practical options available
How the service works
- 01
Intake
We record the claim and identify the transactions involved.
- 02
Document assembly
We collect and index the supporting records.
- 03
Reconciliation
We reconcile invoices, payments, credits and deductions.
- 04
Entitlement review
We assess what the contract entitles you to claim.
- 05
Quantification
We arrive at a supported figure with a clear breakdown.
- 06
Claim file
We prepare the claim in a form that can be presented to the other party.
- 07
Next step
We advise on negotiation, demand or other appropriate action.
Documents usually required
- Contract and any variations
- Purchase orders and work orders
- Invoices, credit notes and debit notes
- Statement of account
- Proof of delivery, completion or acceptance
- Payment records
- Correspondence relating to the claim
- Any deductions or set-off claimed by the other party
Frequently asked questions
What if the other party disputes the amount?
Disputed elements are identified and separated so that the undisputed portion can be pursued while the contested part is examined against the documents.
Can you assess a claim made against us?
Yes. Assessing an incoming claim is part of this service.
Do you need the original documents?
Clear copies are normally sufficient at the assessment stage.
Related services
Document Review and Legal Opinions
Structured document review and written legal opinions to support decisions.
Learn more
Settlement Negotiation
Negotiated settlements, payment plans and rescheduling, documented so they hold.
Learn moreOutstanding invoices or overdue receivables?
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